Cardiff Bay & City Centre

OnlyFans & Fansly Creators Accountants in Cardiff

Chartered accountants for onlyfans & fansly creators in Cardiff Bay & City Centre. We understand the local challenges: Cardiff agencies navigate both private and public sector clients, each with different invoicing and payment requirements.

Local Expertise

Why Cardiff Agencies Choose Specialist Accountants

Wales's capital has built a thriving digital economy, with agencies benefiting from lower costs than English cities while serving both Welsh and UK-wide clients. The presence of the BBC and growing tech sector creates steady demand, though navigating both Welsh and UK government contracts adds complexity. Cardiff agencies navigate both private and public sector clients, each with different invoicing and payment requirements. Welsh Government contracts can be lucrative but slow-paying.

Also serving agencies in:

NewportSwanseaBarryPontypriddCaerphilly
Common Challenges

The Challenges OnlyFans & Fansly Creators Face

These accounting challenges are especially relevant for agencies in Cardiff:

Platform Fee Complexity

OnlyFans takes 20% of everything. Tracking your actual earnings across subscriptions, tips, PPV, and custom content requires specialist reconciliation. Most accountants get this wrong.

Privacy & Discretion

You need an accountant who handles your affairs discreetly. No awkward questions, private billing descriptions, and confidential communications that protect your identity.

Multi-Currency Income

Subscribers pay in USD, EUR, and other currencies. Exchange rate tracking, international payment handling, and correct currency conversion for UK tax returns.

Our Services

How We Help OnlyFans & Fansly Creators

Tailored accounting solutions designed specifically for your agency type in Cardiff:

Platform Fee Reconciliation

Track your actual earnings after the 20% platform cut. We reconcile subscriptions, tips, PPV sales, and custom content to show your true income monthly.

Discrete Professional Service

Private billing with no identifying statements. Confidential communications, secure document handling, and professional discretion in all dealings.

Multi-Stream Income Tracking

Separate tracking for subscriptions, tips, PPV content, and custom work. Clear breakdown of income sources for tax efficiency and business planning.

International Income Handling

Multi-currency payment processing, exchange rate tracking, and correct GBP conversion for HMRC. Handle international subscriber payments properly.

Sole Trader to Ltd Transition

Know when to incorporate for tax efficiency. We model savings at your income level and handle the transition with full privacy maintained.

VAT on Digital Services

Understand VAT thresholds and obligations for digital content. Ensure compliance without overpaying or triggering unnecessary audits.

Why OnlyFans & Fansly Creators Choose Alto

Complete discretion and privacy

Professional, confidential service with no identifying statements

Accurate platform fee tracking

Know your true earnings after the 20% cut

Multi-currency income handled correctly

Proper exchange rate tracking for UK tax

Tax-efficient structure advice

Know when to go Ltd for maximum savings

Content creation expenses claimed

Equipment, props, subscriptions all properly deducted

Why Specialist?

Alto vs. Generalist Accountants

Specialised accounting for onlyfans & fansly creators differs significantly from generalist approaches:

FeatureAlto (Specialist)Generalist Accountants
Industry KnowledgeDeep expertise in onlyfans & fansly creatorsGeneric accounting approach
Tax OptimisationIndustry-specific tax planning strategiesStandard tax advice only
ReportingKPIs and metrics relevant to your sectorBasic financial statements
SupportProactive guidance and strategic adviceReactive support only
FAQs

Common Questions

Everything you need to know about accounting for onlyfans & fansly creators in Cardiff

How do you handle privacy for OnlyFans creators?
Complete discretion is standard. Billing statements show generic professional descriptions, all communications are confidential, and we never disclose client details. Your privacy is protected throughout our working relationship.
How is OnlyFans income taxed in the UK?
OnlyFans income is taxable as trading income. The platform takes 20%, and you pay tax on what you receive. We track your actual earnings (after platform fees), claim all legitimate expenses, and ensure you pay the correct amount - no more, no less.
What expenses can OnlyFans creators claim?
Cameras, lighting, ring lights, props, costumes, subscriptions (editing software, music licensing), home office costs, internet, phone, marketing spend, and professional services. We ensure every legitimate expense is claimed.
Should I set up a Ltd company for my OnlyFans business?
Generally, once profits exceed £40,000-£50,000 annually, a Ltd company becomes more tax-efficient. We model both options at your specific income level and handle the transition privately if you decide to incorporate.

Ready for Specialist Accounting in Cardiff?

Get a free consultation tailored to onlyfans & fansly creators in Cardiff. Let's discuss how we can help your agency grow.

We onboard a limited number of new agency clients each quarter to ensure quality.

OnlyFans & Fansly Creators in Other UK Cities

We also help onlyfans & fansly creators across these locations