Insights

What we've learned from working with agencies. Tax changes, cash flow, pricing, the usual. Some of it might be useful.

Tax Planning
January 30, 2026

OnlyFans Tax UK: Complete Guide for Content Creators (2026)

How UK OnlyFans creators pay tax. Self-assessment, allowable expenses, sole trader vs limited company, VAT threshold, HMRC reporting, and the 20% platform fee explained.

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Finance
January 29, 2026

R&D Tax Credits for Digital & Creative Agencies UK (2026 Guide)

Can digital agencies claim R&D tax credits? Yes. Custom web development, proprietary tools, and technical innovation qualify. 20% credit under merged RDEC scheme. Complete guide with worked examples.

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Tax Planning
January 27, 2026

YouTuber Tax UK: Complete Guide to Content Creator Tax (2026)

How UK YouTubers and content creators pay tax. AdSense, sponsorships, gifted products, expenses you can claim, sole trader vs limited company, VAT, and HMRC reporting rules explained.

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Finance
January 26, 2026

How to Pay Yourself as a Limited Company Director: 5 Tax-Efficient Methods

5 ways to take money out of a limited company: salary, dividends, pension, expenses, director's loan. Tax-efficient extraction strategies for UK directors. Free calculator included.

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Finance
January 20, 2026

Agency Profitability Guide: How to Calculate & Improve Your Margins

Learn how to calculate and improve your agency's profitability. Free calculator compares your utilization, margins, and profit per head against UK benchmarks. Expert advice from chartered accountants.

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Tax Planning
January 17, 2026

Move to Dubai from UK: Complete Tax Guide for Business Owners

How to move to Dubai from UK as a business owner. Pay 9% tax instead of 45%. Statutory Residence Test, free zone setup, Golden Visa, HMRC requirements. Complete 2026 guide.

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Tax Planning
January 14, 2026

Optimal Director Salary 2026/27: How Dividend Tax Changes Affect Your Strategy

Why the dividend tax increase to 10.75% makes the £12,570 salary even more valuable in 2026/27. Full breakdown with calculations for UK limited company directors.

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Tax Planning
January 13, 2026

Optimal Director Salary 2025/26: £12,570 vs Lower Thresholds Exposed

The most tax-efficient salary for UK limited company directors in 2025/26. Full calculations comparing £12,570 vs £9,100 threshold strategies.

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Business Strategy
January 11, 2026

Selling Your Marketing Agency: Valuation Methods and Exit Planning

Comprehensive guide to valuing and selling your UK marketing agency. EBITDA multiples (3-8x), buyer types, M&A process, EOT tax benefits, earnout negotiation, and post-sale life.

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Software & Tools
January 10, 2026

Xero vs QuickBooks for Marketing Agencies: Which Is Better in 2026?

Side-by-side comparison of Xero and QuickBooks for UK marketing agencies. Pricing, project tracking, invoicing, and integrations compared. Find the right software for your agency.

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Tax Planning
December 29, 2025

Tax Deductions for Freelancers UK: Complete List of Allowable Expenses

Complete UK freelancer tax deductions list for 2025/26. 25+ allowable expenses, home office calculations, mileage rates, and £1,000 trading allowance explained.

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Tax Deadlines
December 28, 2025

Self-Assessment Deadline January 2026: The Complete Director's Checklist

31 January 2026 is for both filing AND payment. Complete checklist: what to include, documents needed, common mistakes, penalties, and what to do if you can't file in time.

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Tax Planning
December 26, 2025

Pension Contributions for Directors: The Most Tax-Efficient Way to Extract Profit

Pensions beat dividends for tax efficiency, especially from April 2026. Employer vs personal contributions, annual allowance (£60,000), carry forward rules, and worked examples.

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Tax Planning
December 21, 2025

Director's Loan Account: Avoiding the Section 455 Tax Trap

Borrowing from your company? Understand Section 455 tax (33.75%), benefit-in-kind rules, the 30-day trap, and how to clear an overdrawn DLA before year end.

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Growth
December 15, 2025

How to Choose the Right Accountant for Your Podcast Production Studio: Specialist vs General

Specialist podcast accountant vs general accountant: what's the difference for podcast studios? Expert guide covering WIP tracking, series profitability, equipment tax planning, and when to choose a specialist.

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Growth
December 10, 2025

How to Choose the Right Accountant for Your Performance Marketing Agency

Specialist performance marketing accountant vs general small business accountant: what's the difference and which is right for your agency? Expert guide to choosing the right accountant for UK performance marketing agencies.

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Tax Planning
December 2, 2025

UK Dividend Tax Increase 2026: Complete Guide For Business Owners

Dividend tax rates rise 2% from April 2026. Basic rate increases from 8.75% to 10.75%, higher rate from 33.75% to 35.75%. Expert guide for UK company directors, agency owners and small businesses.

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Budget & Tax
November 26, 2025

Autumn Budget 2025: Rachel Reeves Tax Changes For UK Agencies And Small Businesses

Rachel Reeves Autumn Budget 2025 freezes tax thresholds, raises dividend tax 2026, property taxes, and introduces new EV and pension rules. Expert tax accountant guide for UK agencies, small businesses and directors.

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Tax Planning
November 3, 2025

Company Car Tax UK 2025: Electric Car BIK Guide

UK company car tax guide 2025/26. Electric cars save £4,000+ annually vs petrol. Worked examples: Tesla Model 3, Porsche Taycan, Range Rover Sport PHEV.

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Cash Flow
October 22, 2025

The Small Agency Cash Flow Survival Guide: How to Navigate Growth Without Going Broke | Alto Accounting

63% of agencies struggle with unpredictable cash flow. Discover the £250k tipping point, 30-day action plan, and 2025 UK budget impact on growing agencies. Essential guide for agency owners.

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Pricing Strategy
October 15, 2025

How to Price Agency Projects for Profitability | Alto Accounting

A guide to structuring retainers and project fees that protect margins while staying competitive. Learn value-based pricing strategies for agencies.

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Cash Flow
October 8, 2025

The Cash Flow Mistake Most Agencies Make | Alto Accounting

The most common cash flow mistake agencies make and how to avoid it. Learn practical strategies to maintain healthy cash flow and prevent financial crises.

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Growth
October 1, 2025

When to Hire a Finance Partner for Your Agency | Alto Accounting

Signs your business has outgrown spreadsheets and when to bring in strategic finance support. Learn the right timing for agency growth.

Read finance partner guide
Planning
September 18, 2025

Forecasting for Growth: A Simple Framework That Works | Alto Accounting

Most agency founders don't know how to forecast effectively. Learn a simple, practical forecasting framework that actually works for growing agencies.

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Metrics
September 5, 2025

Understanding Your Numbers as a Founder | Alto Accounting

The key financial metrics every agency owner should track monthly. Learn the 7 essential numbers that matter most for agency success.

Read financial metrics guide
Compliance
August 20, 2025

Making Tax Digital 2025: What Agency Owners Need to Know Now (UK Compliance Guide)

Making Tax Digital expanding in 2025-2026. Discover MTD requirements for UK agencies with income over £50K, software options, and compliance deadlines. Essential guide for agency owners.

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Cash Flow
August 12, 2025

The Agency Cash Flow Crisis Survival Kit: 5 Strategies That Actually Work (2025)

97% of agencies chase late payments. Discover proven UK agency cash flow management strategies to transform your financial stability and eliminate cash flow crises.

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Questions?

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