Project your registration date, compare Standard VAT against Flat Rate, and see how much to set aside each month for quarterly returns. Built for UK agencies.
When you’ll cross the threshold, which scheme costs less, and how much to reserve every month for the quarterly return.
See when you'll hit the £90k threshold based on your growth rate
01Compare Standard VAT vs Flat Rate to find which saves you more
02Know how much to set aside monthly for quarterly VAT payments
03Built by Alto Accounting — ACCA Chartered Accountants specialising in UK agencies
Two questions every agency founder needs to answer: when to register, and which scheme to register on.
Turnover crosses £90k in any rolling 12 months, you expect to exceed it in the next 30 days, or you choose to register voluntarily.
01Standard VAT suits agencies with significant VAT-able expenses to reclaim. Flat Rate is simpler admin but rarely cheaper for service businesses.
02Set aside the VAT element of every invoice. The quarterly bill arrives whether or not your clients have paid.
03Estimate your potential R&D tax credit for software and tech work.
Open calculatorMeasure your utilisation rate and profit per head against UK benchmarks.
Open calculatorFind the optimal salary-dividend split for UK directors in 2026/27.
Open calculatorOur team handles the registration, files quarterly returns under Making Tax Digital, and makes sure you’re on the scheme that costs least for your agency.