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Understanding Your Numbers as a Founder

September 5, 2025
6 min readMetrics
Published September 5, 2025

You don't need to be an accountant to run a successful agency. But you do need to understand a handful of key metrics that tell you whether your business is healthy, growing, or heading for trouble. Here's what actually matters.

The 7 Metrics That Matter

Gross Margin
Target: 40-60%
Net Margin
Target: 15-25%
Cash Runway
Target: 2-3 months
Utilization
Target: 70-80%
Client Concentration
Max: 30% per client
Payment Terms
Target: 14-30 days
Revenue Per Employee
Target: £80-120k
MetricWhat It IsTargetRed Flag
Gross Profit MarginRevenue minus direct costs (salaries, contractors)40-60%Below 30%
Net Profit MarginWhat's left after all expenses15-25%Below 10%
Cash RunwayMonths you can operate if revenue stopped2-3 monthsMonth-to-month
Utilization Rate% of team time that's billable70-80%Below 60% or above 85%
Client Concentration% revenue from biggest clientUnder 30%Over 40%
Payment TermsDays from invoice to payment14-30 daysOver 45 days
Revenue Per EmployeeTotal revenue ÷ headcount£80-120kBelow £60k

1. Gross Profit Margin

What It Is

Revenue minus direct costs (team salaries, contractor fees), as a % of revenue

Why It Matters

Shows what's left after delivery to cover overheads and profit

Target

40-60%

Red flag: Below 30% = underpricing or overstaffing

2. Net Profit Margin

What It Is

What's left after ALL expenses (overheads, marketing, admin)

Why It Matters

Your actual profitability—what you keep

Target

15-25%

Red flag: Consistently below 10% = unsustainable

3. Cash Runway

What It Is

Months you could operate if revenue stopped tomorrow

Why It Matters

Your safety net for bad months or client losses

Target

2-3 months

Red flag: Month-to-month = one bad month from crisis

4. Utilization Rate

What It Is

% of team time that's billable to clients

Why It Matters

Low = paying people to sit idle. High = at capacity.

Target

70-80%

Red flag: Below 60% (inefficient) or above 85% (burnout)

5. Client Concentration

What It Is

% of revenue from your biggest client(s)

Why It Matters

Over-reliance on one client = major business risk

Target

Under 30%

Red flag: Any single client over 40% = crisis if they leave

6. Average Payment Terms

What It Is

Days from invoice to payment received

Why It Matters

Long terms = interest-free loan to clients, cash flow killer

Target

14-30 days

Red flag: Over 45 days = serious cash flow problem

7. Revenue Per Employee

What It Is

Total revenue ÷ number of employees

Why It Matters

Shows team efficiency and pricing health

Target (UK)

£80-120k

Red flag: Below £60k = overstaffed or underpricing

Your Monthly Metrics Checklist

How to Track These Metrics

You don't need fancy software. Start with a simple monthly dashboard that tracks these seven metrics. Review them every month, and you'll spot problems before they become crises.

The key is consistency. Track the same metrics the same way every month, and you'll start to see patterns and trends that help you make better decisions.

The Bottom Line

You don't need to understand every line of your P&L or balance sheet. But these seven metrics will tell you 90% of what you need to know about the health of your agency. Track them monthly, and you'll make better decisions.

Once you're tracking these numbers, combine them with a simple forecasting framework to predict future performance. And if you're wondering when to get professional help, here's how to know it's time.

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