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Manchester. London. Wherever your agency is based.

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alto.

ACCA accountants for UK creative and marketing agencies. Specialists in agency cash flow, retainer math, and director tax planning.

Alto Accounting Ltd86–90 Paul Street
London EC2A 4NE
Company No. 15343741
Registered practice

Services

  • Bookkeeping
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Agency tax brief

Practical finance for UK agency founders

Monthly. Deadlines, quick wins, nothing fluffy.

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Generalist accountants miss what matters for agencies: WIP, utilisation, retainer deferrals, and the rhythm of project work.

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What Rachel Reeves' Budget changes mean for UK agency owners and small businesses — the items worth acting on.

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Home/Services/Tax planning
Tax planning

Tax Planning for Agency Directors

Most agency directors overpay tax because their accountant only looks backwards. We plan ahead, so you keep more of what you earn, legally and efficiently.

Start Saving on Tax →See pricing
ACCA registered practice · Specialist agency accountants
Starting from £450/mo · Fixed monthly fee
Replies in 24 hours, usually same day
DocSalary vs dividends · FY26
£SALARYDIVIDENDSSTRATEGYFY26 · ALTO%
Year-round · Plain English
01Sound familiar?

The challenges agencies tell us about every week.

If any of these read like your week, you're in the right place.

£!

You are paying more tax than you need to

Without proactive planning, you end up with an inefficient salary and dividend mix, miss pension contribution opportunities, and pay more Corporation Tax than necessary.

01
YEAR-END?

Your accountant only calls at year end

By the time your accountant tells you what you owe, the tax year is already closed and there is nothing you can do about it. Reactive accounting costs you money every single year.

02
?£

You do not know how much to take out of the business

Should you take a bigger salary, more dividends, or make a pension contribution? Without modelling the options, most directors just guess. And they usually guess wrong.

03
RULES SHIFTFY26

Tax rules keep changing and you cannot keep up

Dividend tax rates, Corporation Tax thresholds, and employer NI changes all affect how much you should be extracting. You need someone who stays on top of it for you.

04
02Right fit

This service is built for you if…

Four signs you're ready for proper tax planning. If you tick most of them, let's talk.

Right fit checklist
  • You suspect you are paying more tax than necessary
  • You want proactive advice, not just a year-end filing
  • Your agency turnover is above £200k
  • You need salary vs dividend optimisation
IncludesAgency-only · ACCA registered · Fixed monthly fee
03What’s included

Everything you need, handled by specialists.

Each line in your monthly fee. No surprise add-ons.

£

Optimal salary and dividend strategy

We model the most tax-efficient way to pay yourself based on your company profits, personal circumstances, and the current tax year rates.

01
£

Corporation Tax planning

We identify legitimate ways to reduce your Corporation Tax bill, from R&D tax credits to capital allowances and pension contributions.

02
PEN

Pension contribution advice

Employer pension contributions are one of the most tax-efficient extraction methods available. We help you work out how much to contribute and when.

03

Annual tax review and forecast

Before your year end, we review your numbers and recommend actions you can take to reduce your tax liability before it is too late.

04

Personal tax return preparation

We prepare and file your Self Assessment return, ensuring all reliefs and allowances are claimed correctly.

05
BUDGET PULSE

Budget impact briefings

When the Chancellor announces changes, we tell you exactly what it means for your agency and what action to take.

06

Starting from £450/mo

Exact pricing depends on your transaction volume and complexity. We quote a fixed monthly fee after a 15-minute discovery call — no surprises.

See all plans
04Questions

Things agencies ask us about tax planning.

05By agency type

Tax Planning for Agency Directors for every agency type.

We tailor tax planning to each vertical — from PPC agencies billing media to PR firms running retainers.

01PPC Agencies02SEO Agencies03Web Design04Digital Marketing05Video Production06Branding07Social Media08Creative Studios09Advertising10Content Creators11Ecommerce12PR & Comms
ACCA Registered PracticeReplies in 24h

Find out how much you could save. Book a free tax review

15 minutes. No obligation, no hard sell. Just a genuine conversation about your agency's tax planning.

Start Saving on Tax →