Tax Planning for Agency Directors
Most agency directors overpay tax because their accountant only looks backwards. We plan ahead, so you keep more of what you earn — legally and efficiently.
Sound familiar?
These are the challenges we hear from agency founders every week.
You are paying more tax than you need to
Without proactive planning, you end up with an inefficient salary and dividend mix, miss pension contribution opportunities, and pay more Corporation Tax than necessary.
Your accountant only calls at year end
By the time your accountant tells you what you owe, the tax year is already closed and there is nothing you can do about it. Reactive accounting costs you money every single year.
You do not know how much to take out of the business
Should you take a bigger salary, more dividends, or make a pension contribution? Without modelling the options, most directors just guess — and usually guess wrong.
Tax rules keep changing and you cannot keep up
Dividend tax rates, Corporation Tax thresholds, and employer NI changes all affect how much you should be extracting. You need someone who stays on top of it for you.
What's included
Everything you need, handled by accountants who specialise in agencies.
Optimal salary and dividend strategy
We model the most tax-efficient way to pay yourself based on your company profits, personal circumstances, and the current tax year rates.
Corporation Tax planning
We identify legitimate ways to reduce your Corporation Tax bill, from R&D tax credits to capital allowances and pension contributions.
Pension contribution advice
Employer pension contributions are one of the most tax-efficient extraction methods available. We help you work out how much to contribute and when.
Annual tax review and forecast
Before your year end, we review your numbers and recommend actions you can take to reduce your tax liability before it is too late.
Personal tax return preparation
We prepare and file your Self Assessment return, ensuring all reliefs and allowances are claimed correctly.
Budget impact briefings
When the Chancellor announces changes, we tell you exactly what it means for your agency and what action to take.
Frequently asked questions
It depends on your specific circumstances, but for most single-director limited companies, the optimal salary sits around the National Insurance threshold. We model the exact figure for you each tax year based on your profits and personal situation.
Yes. Multiple shareholders and directors add complexity but also create planning opportunities. We can model different dividend and salary strategies for each director to find the overall optimum.
The earlier the better. Ideally, we review your position at the start of the tax year and again before year end. Many of the most effective strategies need to be implemented before your accounting period closes.
Ready to get started?
Find out how much you could save — book a free tax review
Free Financial Health CheckNo obligation. No hard sell. Just a genuine conversation about your agency's finances.